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Terms & Conditions

Terms of use for Sovereign Grace Financial, including SMS text messaging terms.

Effective July 20, 2026 · Last updated July 20, 2026

These Terms & Conditions govern your use of the Sovereign Grace Financial website and any SMS text messaging you receive from us. By using our website or opting in to receive text messages, you agree to these terms.

1. Business identity and messaging

Sovereign Grace Financial is an independent insurance agency headquartered in Louisville, Kentucky, offering life insurance, health insurance, and annuities to clients in all 50 states. Individuals who provide their phone number and give consent may receive text messages from us about quote requests, appointment scheduling and reminders, and service updates related to their inquiry or policy. Consent to receive text messages is never a condition of purchasing any product or service.

2. Opt-out and support

You can cancel the SMS service at any time. Just text "STOP" to (502) 296-0720, or reply "STOP" to any text message you receive from us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at ashton@sovereigngracefinancial.com.

3. Carrier liability

Carriers are not liable for delayed or undelivered messages.

4. Message frequency and rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies by conversation. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

5. Privacy policy

If you have any questions regarding privacy, please read our privacy policy: https://sovereigngracefinancial.com/privacy

6. Contact

Sovereign Grace Financial
500 N Hurstbourne Pkwy, Suite 325, Louisville, KY 40222
Phone: (502) 296-0720
Email: ashton@sovereigngracefinancial.com


"Whatever you do, work heartily, as for the Lord and not for men." — Colossians 3:23 (ESV)

Sovereign Grace Financial

Independent insurance guidance — life, health, and annuities — for families and business owners. Based in Louisville, Kentucky, serving all 50 states.

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  • ashton@sovereigngracefinancial.com
  • (502) 296-0720

Sovereign Grace Financial is a licensed insurance agency offering life insurance, health insurance, and annuity products. Insurance and annuity products are offered through licensed agents in states where they are appointed and authorized — currently licensed in all 50 states. We do not offer securities, investment advisory services, or tax or legal advice. Guarantees are based on the claims-paying ability of the issuing insurance carrier. Product availability and features vary by state. This website is for informational purposes only and does not constitute an offer or solicitation in any jurisdiction where we are not licensed.

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